Monday, May 3, 2010

Surviving The Recession

What are you doing to survive the recession? What creative things are you doing to cust costs until the economy comes back? This is what one woman did:

http://www.stylelist.com/2010/04/29/how-to-wear-the-same-dress-for-an-entire-year/?icid=main|htmlws-main-n|dl4|link3|http%3A%2F%2Fwww.stylelist.com%2F2010%2F04%2F29%2Fhow-to-wear-the-same-dress-for-an-entire-year%2F

I really admire the woman. I couldn't tell from the pictures that she was wearing the same dress!

The main thing I am doing to cut costs until the economy turns around is clipping coupons. Watching for sales and using coupons combined with double off coupons I've been able to reduce my grocery bill by about thirty per-cent. I've also did more free types of entertainment. Walking, museums, etc. The entertainment that I do that costs I've been fortunate enough to have been given gift cards for.

I do think the economy is turning around. I have two small tests that I do. Traffic and want ads. More traffic and more want ads means we are starting the economic turn around. There is definitely more traffic, a lot more. In this week's Sunday's paper there were thee pages of want ads. Three weeks ago their were only three columns of want ads.

The questions for the day are what creative ways are you surviving the recession? Do you think the economic turn around has started?

Today's Who Am I?

I was born in Missouri in 1826 and died in Washington D.C. in 1902. I was the fifth of eight children of a plantation owner. I was raised as a Methodist. My mother was raied in a cultured, educated manner so she made sure all eight of us kids were educated as well. In 1848 I married a man that one day would be president whom I met at West Point when I visited my brother. The first four years of our marriage were spent in Detroit and New York. The marriage was rough. I was separated from my husband when he was sent out West to command an infantry division. He was forced to resign for insubordination. He returned home in 1854 and failed at everything he tried. Everything changed when a war started. Experienced officers were in short supply so he was sent to make a disciplined fighting unit out of a rebellious volunteer regiment in Illinois. He went on to trap the enemy army in Richmond and became the most revered man in the army. During the war I tended wounded soldiers and sewed uniforms. I also joined my husband as often as was safe and took enormous pride in his accomplishments. Unlike many officers my husband insisted that I be with him. My steady nature, cheerfulness, and common sense helped him stay focused. He often would succumb to doubts, depression and alcoholism (which became a problem when he was out West) and I helped buoy his spirits. After the honest man appointed my husband commander during the battle of the river the President would send me to my husband knowing I was a good influence. I also became the center of attention and grew to love being the focus. When my husband was elected head honcho I transferred the famous shabby House into one of elegance and warmth, welcoming visitors with grace and compassion. I was described by many as unpretentious and friendly. The media wrote of my "propriety and dignity." I opened The House on Tuesday afternoons with receptions for "any and all" -- even saying, "Admit all," when asked about colored visitors. However, my staff denied entrance to such visitors without me knowing it. Knowing how much I loved the house my husband kept secret that he wasn't going to run for another term. When my husband was diagnosed with incurable throat cancer he wanted to leave me financially supported. Racing against time, bundled in blankets and wracked with pain, he wrote his memoirs, hoping its sale would support me. He finished it just days before his death with me remaining by his side throughout. I was so overcome I couldn't attend his funeral. I was lost, frightened and severely depressed for quite some time. My husband memoirs -- prompted and arranged by the most famous Mark of the time -- were a huge success, enabling me to move back to Washington, D.C. Living in comfort as a sort of "Grand Dame." I supported Susan B. Anthony and the suffragists. Over time my mental state improved enough to write my memoirs. I was the first woman that held a position to write memoirs. In 1902 I died at the age of 76. I was laid alongside her husband in a national monument. Who Am I?

10 comments:

Pat said...

You know, I haven't done a darned thing to cut costs because of the economy. Except stop working, which cuts down on a few expenses. But I didn't do that because of the economy, I did it because I reached retirement age and was ready. I live pretty simply, and I'm not in debt, so there didn't seem to be anything that needed changing.

But now I'd probably better think about it, because I just got a letter informing me that our pension plan is "endangered". What does this mean to me? I have no idea.

Lady DR said...

Geez, Pat, bummer on the letter. No explanation of how or why it's endangered? More than a bit worrisome.

Like you, we live pretty simply, compared to most. Like Bill, I clip coupons and check the specials in the Sunday paper. I also go online to check the weekly BOGO and sales at the local grocery and do much of my shopping there, because of fuel perks - for every $50 you spend on groceries, you get five cents off on gas at Spinx. Yes, it means I have to go in, swipe the card and pay cash, but, what the heck, it saves money.

Okay, now I've got to go back and read the article, because I can't get to it from the response page...

William J. said...

Hi Pat

Sorry about the letter it doesn't sound all that promising. I doubt if it would totally go away. There also may be some law that requires them to notify particpants if the pension didn't earn their projected interest rate. I will wish for the best.

Bill

William J. said...

Hi DR

That makes three of us that live pretty simply.

Glad you are a fellow coupon clipper! I need to go online and check for discounts and bogo's too!

Bill

Lady DR said...

Most grocery stores now have websites, where you can plug in your zip code and find the specials for the week. Ours are posted Weds AM and on Weds, anyone over 65 (I use Himself's birthdate) gets 5% off the total grocery costs.

Pat said...

Oh, yes, DR, there was a lot of explanation. Sort of. Seems there are 3 levels, from "endangered" to "critical". We're barely into the first level. They assure us they are pursuing a "funding improvement plan" and assuring us they are confident they can continue to provide secure retirement for plan participants.

And yes, Bill, there is some kind of "pension benefit guaranty plan", but what I remember reading about it is that it only provides a very small percentage of an actual pension. Time will tell, and I'm pretty sure nothing will happen this year.

William J. said...

Hi DR

Thanks for the tip!!

Bill

William J. said...

Hi Pat

From your description to DR it sounds like there may be a small reduction in everyone's pension, just a guess. It is a good sign that you are only at the first level because I truly feel the worst of the recession is over.

I am hoping nothing happens at all!!

Bill

dona said...

Whoa Pat, so sorry about the letter too, not something you look forward to getting. Hoping you won't have to worry about it at all!


Well Count me in as #4 who lives simply! I also clip coupons, but have always done it. I think there are a lot of things I don't buy now, that I used to just because things are more tough. I try to use any kind of discount I find, whether it is some of the reward cards or looking online such as DR described. I do lots of surveys for rewards or cash which helps. I already don't do any kind of entertainment that costs money, we do like to fish but have went from fishing several times a week to once in a blue moon, simply because of the gas prices. And as the girl in your article does, I wear the same clothes just about every day, although she looked different each time, I look the same...ugh. :)

William J. said...

Hi DR

No wonder we all get along! I also use award cards and frequent user cards and bonus points!! I haven't done the surveys yet but maybe I should. I bet you look stunning no matter what you wear!!!

Bill